OUR PROCESS
![process 1 process](https://sgecapital.ca/wp-content/uploads/elementor/thumbs/process-1-p6zrd5tqhzda34rky397chno617bmj9gbyylvy6jog.png)
A Commercial Mortgage Process That Works
When you partner with us for your commercial financing, we do everything possible to make it a great experience. We accomplish that by placing you and your needs at the centre of our deals.
![equity equity](https://sgecapital.ca/wp-content/uploads/elementor/thumbs/equity-p6zpbppqpskv4bm6uereqbhp9udan4xf83n7q9vg88.png)
EQUITY
Commercial financing for multi-family, retail, industrial, land development, and construction projects.
![mezz preferred equity](https://sgecapital.ca/wp-content/uploads/elementor/thumbs/mezz-p6zpua0zozzqf2nffxn5h4ufmsv9nxmkrzhfy0cjc8.png)
MEZZANINE CAPITAL AND PREFERRED EQUITY
Address a shortfall in property development funding with investors and/or joint venture partners.
![debt debt](https://sgecapital.ca/wp-content/uploads/elementor/thumbs/debt-p6zq58t7ff05vapzeoagkd814mtfgt5ua9hdi836qw.png)
DEBT SOURCES
Over 40 quality lending partners, including banks, credit unions, pension funds, and private lenders.
Ontario Commercial Financing Done Differently
Buying commercial real estate can be complicated – but it’s not when you work with us. Our attentive customer service and expert knowledge make the process straightforward and non-intimidating. We secure financing quickly, too – we only need four to six weeks to finalize your funding.
![step 1](https://sgecapital.ca/wp-content/uploads/2021/05/1-1.png)
ONE-ON-ONE CONSULATION
Our process begins by scheduling a consultation with one of our commercial mortgage experts. Together, we’ll review your project goals, individual needs, and desired financing structure and collect any necessary documentation.
![step 2](https://sgecapital.ca/wp-content/uploads/2021/05/2-1.png)
DEAL OFFER REVIEW
We’ll create and deliver a presentation to the best-fitting lenders who will compete for your business. Interested parties will produce financing options with competitive interest rates and deal structures.
![step 3](https://sgecapital.ca/wp-content/uploads/2021/05/3-1.png)
TERM SHEET PRESENTATION
Choosing the best financing offer is easy with our professional advice. When you decide, we’ll notify the lender, who will issue a term sheet for your approval.
![step 4](https://sgecapital.ca/wp-content/uploads/2021/05/4-1.png)
UNDERWRITING PROCESS
One or two levels of underwriting and risk assessment will occur before the bank issues a commitment letter. The deal is then off to funding – and you are on your way to accomplishing your commercial real estate goal!